How To Find Your Home On FEMA’s Flood Insurance Rate Maps

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What are FEMA flood maps?

flood survey - elevation certificateFEMA’s Flood Insurance Rate Maps (FIRMs) or just Flood Maps are provided after a flood risk assessment has been completed or updated for a community.  This study is known as a Flood Insurance Study.  The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to floodplain boundaries.  The FIRM may also show a delineation of the regulatory floodway.

Once the “insurance risk zone”  (commonly referred to as the flood zone) is determined, actuarial rates, based on these risk zones, are then applied for newly constructed, substantially approved, and substantially damaged buildings.  FEMA uses these rates to determine the insurance rate you will pay for flood insurance

FEMA’s Digital Flood Maps

FEMA discontinued the production and distribution of paper flood maps in 2009 as part of its Digital Vision Initiative. This affected all the Flood Maps, boundary information, and study reports. However, clients can still view the products for free through their website or buy them in digital format.

To view these flood maps online, go to FEMA’s Map Service Center and key in your address (hi-lited area shown here) search for your home.  This will prompt you to then select the map that covers your area.  The Flood Maps are somewhat cumbersome to use online. It is best to go through the tutorial on the bottom right of the address search page for an easier and more effective use of the GIS map.

Surveying For Fence Contruction

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fence line survey - lot surveyIn a recent article “A lot on the line with a new fence,” the writer mentioned one of the sayings that I always think of regarding fences:

“Good Fences Make Good Neighbors”

Know Where Your Property Line is Located

A large portion of the calls I get are from homeowners wanting to know where their property line is to build a fence, or check whether their neighbor’s fence, or other improvement, is over the line. Knowing where your property lines are on your property is one of the most important things to know when planning for a fence.

While most fence contractors will require you to have a surveyor come out and mark the property lines before they start, some contractors will try to do this themselves. Skipping this step can cost you more than the fence cost. Even though the article writer (no name given) said that “hopefully, you won’t have to hire a surveyor” you should heed my advice on this one, get a surveyor to find and mark your corners.

Fences Usually Cost More Than a Survey

The writer also said that “a full survey could cost more than the fence.” From my experience, a fence can run anywhere from $10/linear foot for chainlink, to $20/linear foot for a wood privacy fence, or higher for more elaborate or ornate fences. Most lot line surveys, for less than an acre lot, will run anywhere from $400 to $600. In my area, I see them normally at about $500 max if the pins are still in. You’d have to have a pretty short cheap fence to cost less than a survey. AND, who wants to move the fence when you find the corners your contractor marked are wrong.

Surveying Cost Savings

If you want to save some money, do the research for the surveyor before you call to get a price. You should get a copy of your deed, scan it to PDF of take a legible photo of it. And, if you live in a subdivision, get a copy of the subdivision plat that is recorded in the Probate Office. Sometimes you can get the Probate office to email this to you. You should send all of your research to the surveyor.

I want to add that a “good fence” is built along the property line. THAT will make good neighbors. Sometimes it has to be 14 feet high, barbed and electric. If you need to know where your property lines are located for a fence or for any reason, call a land surveyor.

To talk about your fence construction job, call Jacksonville Land Surveying at (904) 712-2289 today.

How to Find Someone to Survey Your Property Boundary Correctly

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There are different reasons why somebody would need boundary surveying in their property. Often, this type of surveying is done if the owner of the property wants to legally place an item on the property such as a structure or a fence.

A Licensed Land Surveyor

When hiring a land surveyor, you have to make sure that he is duly licensed by your state. A “licensed” land surveyor means he was able to complete his studies, passed all exams and is certified to perform specific types of land surveys.

Hiring a licensed land surveyor is especially important if there is a dispute over a certain area of a property as the court would be asking for the current boundary survey result as well as testimony from a licensed land surveyor. With this being said, you also have to make sure that the surveyor you’re going to hire can also stand as an expert witness in court.

Looking for a Licensed Land Surveyor

boundary survey - property surveyIf your property has been surveyed before, it would be easier for you to contact that land surveyor again. This is the best option for several reasons; he already has all information about your property, making it easier for him to perform a new type of survey.

You can typically find your land surveyor’s information on the survey result given to you (if you’ve bought the property from somebody, for instance) or the result given to you by the surveyor himself.

If incase you don’t have the result on you, you can also check the markers put in place by the surveyor during the last survey done on your property. These markers, which looks like pegs, has he surveyor’s license number/ name on it. You can use these information to find the surveyor online.

If you can’t find the surveyor who worked on your property before, or if the property has never been surveyed, you should easily find a land surveyor in your area (for a land surveyor in the Jacksonville area, Davison County and surrounding areas, click here).

Important Points to Remember when Hiring a Boundary Surveyor

  • As mentioned, make sure that he or she is a licensed land surveyor.
  • He or she should have experience in performing boundary survey. If you’re going to pay somebody, you’d rather have someone who had done it before, right?
  • Look for someone easy to talk to. Communication is very important when hiring a land surveyor. You see, surveying is more of an art than a science – this is why land surveying results vary. It’s important that your surveyor understand why you’re having the survey, what you’re going to use the results for and how soon you’ll be needing the results.

For boundary surveying services in the Jacksonville, FL and Duval County area of Florida, call us at (615) 712-2289 or fill out our contact form here.